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FORECLOSURE INSPECTIONS
Although there may be opportunity for substantial financial gain, these properties can have their own unique set of problems. Some foreclosure properties often have unique and extra problems due to the winterization process many of these homes have gone through. The properties that have had the heat and water turned off for the winter or extended periods of time tend to be the homes of our greatest concern. Many times foreclosure property has been stripped of many things that a buyer would expect to be in the home.

These include but are not limited to;

* Plumbing and copper pipes
* Romex or other electrical wiring (copper)
* Cabinets / counter tops
* Appliances such as stoves, built-in microwaves, dishwashers, space heaters, etc.
* Furnaces, water heaters, and air conditioning units
* Light fixtures, ceiling fans, switches, and receptacles
* Doors (interior and exterior) and hardware (knobs and locks)
* Flooring (carpet), suspended ceilings and walls (paneling and tile)
* Windows and vents
* Medicine cabinets, sinks, tubs, toilets and showers
* Sink drains and faucets
* Built-in shelving / bookcases
* Landscaping, fencing, built-in pools and spas, retaining walls (landscape block), patio stone
* Wood trim (oak or any decorative)

I have seen many of the foreclosed homes have plumbing problems from the winterizations done by inexperienced and experienced workers and plumbers. Especially the homes that have been unheated over a winter season. When these homes are de-winterized try to get the plumbing company to do an air pressure test on the system first before they turn the water on. That way if there is a broken pipe, there will not be water leaking out all over ruining the walls and floors. BE CAREFUL! I pay extra attention to these homes as the problems are sometimes not as easily uncovered as in a non-forclosed home.

The current real estate market includes many foreclosed, bank owned homes. If purchased right these properties can be a great investment resource or "fixer-upper" first home regardless if they are located in Afton, Albertville, Andover, Annadale, Anoka, Apple Valley, Arden Hills, Augusta, Bayport, Becker, Bell Plaine, Big Lake, Blaine, Bloomington, Brooklyn Center, Brooklyn Park, Buffalo, Burnsville, Cambridge, Cannon Falls, Carver, Champlin, Chaska, Chisago City, Circle Pines, Coates, Cokato, Cologne, Columbia Heights, Coon Rapids, Corcoran, Cottage Grove, Crystal, Dassel, Dayton, Delano, Deephaven, Duluth, Eagan, East Bethel, Eden Prairie, Edina, Elk River, Elko, Excelsior, Falcon Heights, Faribault, Farmington, Forest Lake, Fridley, Gem Lake, Glencoe, Golden Valley, Goodhue, Greenfield, Greenwood, Dupont, Ham Lake, Hampton, Hanover, Hastings, Heidelberg, Hopkins, Hutchinson, Hugo, Independence, Inver Grove Heights, Isanti, Jonathan, Jordan, Kenyon, Lake Elmo, Lake St. Croix Beach, Lakeland, Lakeland Shores, Lester Prairie, Lexington, Lillydale, Lino Lakes, Lindstrom, Litchfield, Little Canada, Long Lake, Lonsdale, Loretto, Mankato, Maple Grove, Maple Lake, Maple Plain, Maplewood, Marine on the St. Croix, Mankato, Mayer, Medicine Lake, Meisville, Mendota, Milaca, Minnetonka, Minnetrista, Monticello, Montgomery, Montrose, Mound, Mounds View, New Brighton, New Germany, New Hope, New Market, New Prague, New Trier, Newport, North Branch, Northfield , North St. Paul, Norwood Young America, Oak Grove, Oakdale, Oak Park Heights, Orono, Osseo, Otsego, Owatonna, Pine City, Pine Island, Plymouth, Princeton, Ramsey, Randolph, Red Wing, Richfield, Robbinsdale, Rochester, Rockford, Rogers, Rosemount, Roseville, Rush City, Sartell, Sauk Rapids, Shoreview, Shorewood, South St. Paul, Spring Lake Park, Spring Park, St. Bonifacius, St. Cloud, St. Francis, St. Michael, St. Paul Park, St. Peter, Stillwater, Vadnais Heights, Vermillion, Victoria, Waconia, Waseca, Watertown, Waverly, Wayzata, Webster, West St. Paul, White Bear Lake, Winstead, Woodbury, Woodland, Wyoming, Zimmerman, Zumbrota or any other surrounding Minnesota cities in the following counties; Anoka, Benton, Carver, Chisago, Dodge, Dakota, Goodhue, Hennepin, Isanti, Kanabec, Le Sueur, McLoed, Meeker, Mille Lacs, Morrison, Pine, Ramsey, Rice, Scott, Sherburne, Sibley, Stearns, Steele, Victoria, Waseca, Washington, Wright. But buyers must be smart. Smart buyers have their own representation and hire their own independent inspectors. On a purchase this big, the sellers word, the disclosure, or any other opinion about the property's condition, other than a professional inspectors opinion, is just not in your best interest.
THE STATE OF MINNESOTA DOES NOT REQUIRE FINANCIAL INSTITUTIONS TO PROVIDE A DISCLOSURE
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